/* 카드포인트 현금화 — 단일컬럼 수익형 (레퍼런스 basicpension.8949ok.kr · HUB_STANDARD §수익형) */

/* ===== 토큰 (파랑 계열 통일) ===== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --brand:#2563eb;--dark:#1d4ed8;--light:#dbeafe;--bg:#f5f8ff;--surface:#fff;
  --text:#101c33;--muted:#5b6b8c;--border:#c9dcf8;--shadow:0 12px 35px rgba(37,99,235,.10);
  font-family:"Noto Sans KR",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif
}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{background:var(--bg);color:var(--text);font-size:16px;line-height:1.65;overflow-x:hidden}
a{text-decoration:none;color:inherit}
button{font:inherit}

/* ===== 헤더 (전체폭 · 콤팩트 3줄) ===== */
.main-header{background:linear-gradient(135deg,#1e3a8a,#2563eb);color:#fff;padding:14px 20px 20px}
.header-inner,.head-title{max-width:640px;margin:0 auto}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:12px}
.brand{display:flex;align-items:center;gap:12px;min-width:0}
.brand img{border-radius:13px;flex:none}
.brand h1{font-size:20px;line-height:1.3}
.brand p{font-size:12px;opacity:.8}
.btn-share{flex:none;border:1px solid rgba(255,255,255,.45);background:rgba(255,255,255,.12);color:#fff;border-radius:99px;padding:8px 15px;font-size:13px;cursor:pointer}
.head-title{margin-top:12px}
.head-title h2{font-size:24px;line-height:1.3;letter-spacing:-.02em;word-break:keep-all}
.head-title p{margin-top:4px;font-size:13px;color:rgba(255,255,255,.88);word-break:keep-all}
.crumb{max-width:640px;margin:10px auto 0;font-size:12px;color:rgba(255,255,255,.8)}
.crumb a{color:#fff;font-weight:700}

/* ===== 단일 컬럼 ===== */
.layout-container{display:block;max-width:640px;margin:0 auto;padding:20px 16px 56px}
.layout-container>main{min-width:0}
.layout-container>main>*{min-width:0;max-width:100%}

/* ===== 네이티브 광고 (박스·라벨 금지 · CLS 예약만) ===== */
.native-ad{margin:22px auto;text-align:center}
.native-ad-tag{display:none}
.native-ad .adsbygoogle{display:block;min-height:100px}

/* ===== 핵심요약 ===== */
.quick-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:20px 0}
.quick-facts article,.app-card,.info-section{background:var(--surface);border:1px solid var(--border);border-radius:18px;box-shadow:var(--shadow)}
.quick-facts article{padding:16px}
.quick-facts span{font-size:12px;color:var(--brand);font-weight:800}
.quick-facts strong{display:block;font-size:17px;margin:2px 0;word-break:keep-all}
.quick-facts small{color:var(--muted);font-size:12px}

/* ===== 카드·섹션 ===== */
.app-card,.info-section{padding:25px;margin-bottom:20px}
.section-head{display:flex;gap:13px;align-items:flex-start;margin-bottom:18px}
.step{display:grid;place-items:center;flex:none;width:40px;height:40px;border-radius:11px;background:var(--light);color:var(--brand);font-weight:900}
.section-head h2,.sources h2{font-size:21px;line-height:1.35;word-break:keep-all}
.section-head p{color:var(--muted);font-size:13px;margin-top:2px}
.info-section>p{color:#33415f;font-size:15px;margin-top:10px;word-break:keep-all}
.info-section>p:first-of-type{margin-top:0}
#checker{border:2px solid var(--brand);box-shadow:0 14px 40px rgba(37,99,235,.14)}

/* ===== 카드사 선택 도구 ===== */
.checker form{display:grid;gap:18px;margin-top:4px}
.checker .field-block{display:grid;gap:10px}
.field-title{font-size:14px;font-weight:700}
.chip-group{display:flex;flex-wrap:wrap;gap:9px}
.chip{border:1.5px solid #c3cde4;background:#fff;color:var(--muted);border-radius:999px;padding:9px 16px;font-weight:700;font-size:14px;cursor:pointer;transition:all .15s}
.chip:hover{border-color:var(--brand);color:var(--brand)}
.chip.active{background:var(--brand);border-color:var(--brand);color:#fff}
.chip:focus-visible,.btn-primary:focus-visible,.btn-share:focus-visible{outline:3px solid #93c5fd;outline-offset:2px}
.check-result{margin-top:20px;border-radius:12px;padding:18px;background:var(--light);border-left:4px solid var(--brand)}
.check-result h3{font-size:17px;margin-bottom:10px}
.result-rows{display:grid;gap:8px;margin-bottom:12px}
.result-rows div{display:flex;justify-content:space-between;gap:12px;padding:10px 12px;background:#fff;border-radius:10px;font-size:14px}
.result-rows dt{color:var(--muted);flex:none}
.result-rows dd{font-weight:800;text-align:right;word-break:keep-all}
.check-result .tip{font-size:13px;color:#33415f;margin-bottom:12px;word-break:keep-all}
.btn-primary{display:block;width:100%;border:0;border-radius:11px;background:var(--brand);color:#fff;padding:15px;font-weight:900;text-align:center;cursor:pointer}
.btn-primary:hover{background:var(--dark)}

/* ===== 표 ===== */
.table-wrap{overflow-x:auto;margin:8px 0;max-width:100%}
.std-table{width:100%;border-collapse:collapse;font-size:13.5px}
.std-table th,.std-table td{padding:10px 12px;text-align:left;border-bottom:1px solid var(--border);word-break:keep-all}
.std-table thead th{background:var(--light);color:var(--dark);font-weight:800}
.std-table tbody tr:hover{background:#f8faff}

/* ===== 목록·단계 ===== */
.plain-list{list-style:none;display:grid;gap:9px;margin-top:12px}
.plain-list li{padding:11px 13px;background:#f8faff;border-radius:10px;font-size:14px;color:#3a4a6e;word-break:keep-all}
.process{list-style:none;display:grid;gap:12px}
.process li{display:flex;gap:13px;padding:14px;border:1px solid var(--border);border-radius:12px}
.process li>span{display:grid;place-items:center;flex:none;width:31px;height:31px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800}
.process strong{display:block;font-size:15px;word-break:keep-all}
.process p{color:var(--muted);font-size:13.5px;margin-top:2px;word-break:keep-all}
.notice,.disclaimer{background:#f1f5fd;color:var(--muted);padding:13px;border-radius:10px;font-size:13px;margin-top:16px;word-break:keep-all}
.notice strong{color:var(--text)}
.notice.warn{background:#fff7e6;color:#8a5a00}
.official-actions{display:flex;gap:10px;margin-top:18px}
.official-actions a{flex:1;text-align:center;padding:13px;border-radius:10px;font-weight:800;background:var(--brand);color:#fff}
.official-actions a+a{background:#fff;color:var(--brand);border:1px solid var(--brand)}

/* ===== 하위 안내·네트워크 카드 ===== */
.context-zone-label{display:flex;align-items:center;gap:8px;margin:30px 2px 12px;font-size:13px;font-weight:800;color:var(--muted)}
.context-zone-label::before,.context-zone-label::after{content:"";height:1px;flex:1;background:var(--border)}
.plan-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.plan-card{display:flex;flex-direction:column;gap:5px;padding:16px;border:1px solid var(--border);border-radius:14px;background:var(--surface)}
.plan-card:hover{border-color:var(--brand);background:var(--light)}
.plan-card .p-icon{font-size:22px}
.plan-card strong{font-size:15px;color:var(--dark);word-break:keep-all}
.plan-card p{font-size:12.5px;color:var(--muted);line-height:1.5;word-break:keep-all}
.plan-card .p-go{margin-top:auto;padding-top:4px;font-size:12px;font-weight:800;color:var(--brand)}

/* ===== FAQ·출처 ===== */
details{border-top:1px solid var(--border);padding:15px 2px}
details:first-of-type{border-top:0}
summary{cursor:pointer;font-weight:700;word-break:keep-all}
details p{padding-top:9px;color:var(--muted);font-size:14px;word-break:keep-all}
.sources ul{padding-left:19px;margin-top:10px}
.sources li{margin:7px 0;font-size:14px}
.sources li a{color:var(--brand);text-decoration:underline}
.sources>p{font-size:13px;color:var(--muted);margin-top:6px}

/* ===== 숨은돈 알리미 전용 CTA (레퍼런스 kpass .kko-cta) ===== */
.kko-cta{display:block;margin:30px auto 8px;padding:22px 22px 20px;background:#fff;border:1px solid var(--border);border-left:5px solid #FEE500;border-radius:16px;color:var(--text);box-shadow:0 8px 22px rgba(37,99,235,.08);transition:transform .16s,box-shadow .16s,border-color .16s}
.kko-cta:hover{transform:translateY(-2px);box-shadow:0 14px 32px rgba(37,99,235,.14);border-color:#93c5fd;border-left-color:#FEE500}
.kko-badge{display:inline-flex;align-items:center;gap:6px;padding:4px 11px;border-radius:999px;background:#FEE500;color:#2B1A16;font-size:11.5px;font-weight:800}
.kko-dot{width:6px;height:6px;border-radius:50%;background:#2B1A16;animation:kko-blink 1.4s ease-in-out infinite}
@keyframes kko-blink{0%,100%{opacity:1}50%{opacity:.25}}
.kko-head{display:block;margin:13px 0 7px;font-size:20px;font-weight:900;letter-spacing:-.035em;line-height:1.36;word-break:keep-all}
.kko-sub{display:block;font-size:14px;line-height:1.7;color:var(--muted);word-break:keep-all}
.kko-chips{display:flex;flex-wrap:wrap;gap:6px;margin:14px 0 16px}
.kko-chips span{padding:4px 11px;border-radius:999px;background:#eff6ff;color:#1d4ed8;border:1px solid #dbeafe;font-size:11.5px;font-weight:700;white-space:nowrap}
.kko-btn{display:block;padding:15px;border-radius:12px;background:#FEE500;color:#2B1A16;font-size:15.5px;font-weight:900;text-align:center;box-shadow:0 6px 18px rgba(254,229,0,.55)}
.kko-cta:hover .kko-btn{background:#FFD900}

/* ===== 푸터·토스트 ===== */
.main-footer{text-align:center;color:var(--muted);font-size:12px;border-top:1px solid var(--border);padding:24px 16px;word-break:keep-all}
.share-toast{position:fixed;left:50%;bottom:55px;transform:translate(-50%,10px);opacity:0;background:#1e293b;color:#fff;padding:11px 18px;border-radius:99px;transition:.2s;z-index:9999;pointer-events:none}
.share-toast.show{opacity:1;transform:translate(-50%,0)}

@media(prefers-reduced-motion:reduce){.kko-dot{animation:none}html{scroll-behavior:auto}.kko-cta,.chip{transition:none}}

/* ===== 모바일 ===== */
@media(max-width:560px){
  .main-header{padding:12px 14px 16px}
  .brand p{display:none}
  .brand h1{font-size:18px}
  .head-title h2{font-size:20px}
  .head-title p{font-size:12px}
  .layout-container{padding:16px 12px 44px}
  .quick-facts{grid-template-columns:1fr}
  .app-card,.info-section{padding:19px 16px}
  .section-head h2,.sources h2{font-size:19px}
  .plan-grid{grid-template-columns:1fr}
  .official-actions{flex-direction:column}
  .kko-cta{margin:24px auto 6px;padding:18px 16px 17px;border-radius:14px}
  .kko-head{font-size:17.5px}
}

/* ===== 생성 하위페이지(/card/·/guide/) — 헤더 제목이 h1 ===== */
.brand .brand-name{font-size:20px;font-weight:800;line-height:1.3}
.head-title h1{font-size:24px;line-height:1.3;letter-spacing:-.02em;word-break:keep-all}
@media(max-width:560px){.brand .brand-name{font-size:18px}.head-title h1{font-size:20px}}
.tbl-link{color:var(--brand);font-weight:700;text-decoration:underline;text-underline-offset:2px}
.result-link{display:block;margin:0 0 12px;color:var(--brand);font-weight:800;font-size:14px}
@media(max-width:560px){.brand .brand-name{display:block}}